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At Caja Arequipa, we protect your personal information. This policy outlines how we handle your personal data in accordance with Law N.º 29733 – Personal Data Protection Law and its Regulations, approved by Supreme Decree N.º 016-2024-JUS.
1. Identity and address of the data bank holder
Holder: Caja Municipal de Ahorro y Crédito de Arequipa S.A.
RUC: 20100209641
Address: Calle La Merced N.º 106, Cercado – Arequipa.
2. Purposes and personal data banks
Caja Arequipa manages personal data banks registered in the National Registry, organized by data subject category. In each case, necessary and optional purposes are distinguished. The corresponding data bank, required data, and consequences of not providing them are also disclosed.
| Data subject | Registered data bank | Main purposes (necessary) | Secondary purposes (optional) | Required data | Consequences of not providing data |
| Clients | RNPDP-PJP N.º 1377 (Assets), RNPDP-PJP 1275 (Liabilities), RNPDP-PJP N.º 1366 (AML/CFT) | – Financial contracts (loans, accounts, cards). – Legal and regulatory compliance. – AML/CFT compliance. | – Advertising and commercial prospecting. – Sending surveys. | Identification, contact, financial, asset, employment, family, biometric data. | No contractual relationship can be established. |
| Prospects (Web and Referrals) | PJ-2025-676 (Website prospects), RNPDP-PJP N.º 1378 (Referred clients). | – Evaluate credit profile. – Contact to continue application. | – Advertising and commercial prospecting. | Identification, contact, marital status, profession or business activity. | Request cannot be processed. |
| Suppliers and Correspondent Agents | RNPDP-PJP N.º 1370 (Suppliers), N.º 1371 (Agents) | – Service contracts. – Legal compliance. | – Sending surveys, training, events. | Identification, banking data. | Contractual relationship cannot be formalized. |
| Applicants | RNPDP-PJP N.º 1367 | – Recruitment and selection processes. – Reference checks. | – Invitations to participate in future calls. | Identification, contact, education, professional experience. | Cannot participate in selection process. |
| Video surveillance | RNPDP-PJP N.º 11409 | – Monitoring and security at branches and offices. | Not applicable. | Image. | No physical access to facilities. |
| Complaints and Requests. | RNPDP-PJP N.º 1369 | – Handling complaints according to regulations. | Not applicable. | Identification, contact. | Complaint cannot be processed. |
| Sustainability Program Participants | PJ-2025-677 | – Program implementation and dissemination. – Financial education. | – Invitations to other programs, image dissemination. | Identification, image. | Cannot participate in the program. |
| Employees and Former Employees | RNPDP-PJP N.º 1374 | – Labor and benefits management. – Fulfillment of contractual obligations. | – Image dissemination. | Identification, educational and professional, banking data. | Contractual relationship cannot be formalized. |
3. Transfer and recipients of personal data
Personal data may be transferred to national and international third parties, as applicable, to comply with regulatory, contractual, and operational obligations. Recipients may include public entities, financial system companies, technology service providers, and data processors. To view the list of recipients, click here.
4. Data retention period
5. Rights of access, rectification, erasure, objection, data portability, and withdrawal of consent
You have the right to:
Access: Know what personal data we hold, how we obtain it, and what we use it for.
Rectification: Request the update, inclusion, or correction of inaccurate or incomplete data.
Erasure (Cancellation): Request deletion of your personal data when no longer necessary or relevant to the purpose for which it was collected.
Objection: Refuse processing of your data for additional or different purposes not strictly necessary for service delivery.
Portability: Request your personal data in a structured format to transmit to another service provider.
Revocation of consent: Withdraw your authorization for data processing at any time
How to exercise your rights:
6. Contact of the data protection officer
Name: Anyela Cruz Egoavil
Email: mcruce@cajaarequipa.pe
7. Additional terms (Profiles and automated decisions)
In some processes, such as credit evaluation, automated reports obtained from credit bureaus are used. These evaluations may influence the approval or denial of a product or service. You have the right to request information about the consequences of these decisions and to request an objective review that does not rely solely on automated processing.
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